Privacy Policy

Effective Date: June 20, 2025
Last Updated: June 20, 2025

1. Who We Are

Welcome to ROA$TED, a personal finance app that uses AI and a dash of sarcasm to help you manage money, track habits, and get roasted into better financial behavior — privately, of course.

This Privacy Policy explains how we collect, use, and protect your information when you use our app or visit our website.

2. What Information We Collect

a. Information You Provide Directly

  • Name & Email: When you sign up or join early access.
  • Messages or Feedback: Through contact forms or emails.
  • Optional Inputs: Like goals, habits, or roast preferences.

b. Automatically Collected Information

  • Device Info: Browser, OS, device type.
  • Usage Data: What features you use, how often, and how well you’re surviving the financial heat.
  • Cookies: Used on our website for analytics and session tracking.

c. Financial Data (Optional)

If you choose to link accounts via third-party services like Plaid, we may securely collect:

  • Transaction data
  • Account balances
  • Spending categories

We never collect your bank login credentials.

3. How We Use Your Information

  • To provide app features (tracking, goals, AI roast messages)
  • To respond to inquiries or support requests
  • To send opt-in communications
  • To personalize and improve user experience
  • To comply with legal obligations

We never sell your data. Period.

4. Legal Basis (for EU/EEA Users)

Under the GDPR, we rely on the following legal grounds:

  • Consent: For newsletters and marketing.
  • Contractual Necessity: To deliver core features.
  • Legitimate Interests: For analytics and performance.

5. Third-Party Services

We may work with trusted partners such as:

  • Plaid: For secure financial data sync
  • Email providers: For communication and onboarding
  • Analytics tools: To understand app usage

All partners are bound by confidentiality and data protection obligations.

6. Data Retention

We retain your data only as long as needed to provide services or meet legal requirements. You may request deletion at any time by emailing privacy@roasted.money.

7. Your Rights

Depending on your location, you may have the right to:

  • Access your personal data
  • Correct or update inaccurate data
  • Request deletion (“Right to be forgotten”)
  • Withdraw consent for marketing
  • Request a copy of your data (data portability)

Email us at privacy@roasted.money to make any request.

8. Security

We use encryption, access control, and secure infrastructure to protect your information. While no system is invincible, we do everything in our power to keep your data secure—and your roast private.

9. Children’s Privacy

ROA$TED is not designed for anyone under 18. We do not knowingly collect personal information from children.

10. Changes to This Policy

We may update this policy from time to time. We’ll notify you of material changes via email or in-app notice.

11. Contact Us

For questions, concerns, or data requests, contact us at:
privacy@roasted.money

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