| Personal finance |
| Dual-ring dashboard (45 screens) | ✓ | ✓ |
| Infinite summary ticker (31 types) | ✓ | ✓ |
| AI coach chat (Jackie, 80 card types) | ✓ | ✓ |
| 12-category auto-budget allocation | ✓ | ✓ |
| Plaid bank sync | ✓ | ✓ |
| Bills-cycle projection & EOM/EOY forecasts | ✓ | ✓ |
| Runway, lifeline & cash-flow gap | ✓ | ✓ |
| Pattern detection (14 types, Bayesian scoring) | ✓ | ✓ |
| Per-category personalized risk thresholds | ✓ | ✓ |
| What-if scenario modeling | ✓ | ✓ |
| Debts (avalanche/snowball) | ✓ | ✓ |
| Recurring items (4 types, 9 frequencies) | ✓ | ✓ |
| Goals with ETA what-if engine | ✓ | ✓ |
| Calendar (2 widgets, heatmap, bill calendar) | ✓ | ✓ |
| Daily learnings | ✓ | ✓ |
| Tagging system (5 origins, 4 access levels) | ✓ | ✓ |
| Push notifications (7 free rules) | ✓ | ✓ |
| Business operations |
| Automatic mileage tracking (sensor fusion) | — | ✓ |
| iOS Live Activity for active drives | — | ✓ |
| Dead-man's-switch mileage nudge | — | ✓ |
| Invoices & estimates (Stripe Pay Now) | — | ✓ |
| Products & services catalog (auto-growing) | — | ✓ |
| Drag-and-drop template editor (12 components) | — | ✓ |
| Contacts & client profitability | — | ✓ |
| Quarterly tax estimation (SE/federal/state/local) | — | ✓ |
| Tax vault with target tracking | — | ✓ |
| AI deduction finder | — | ✓ |
| Owner draw calculation | — | ✓ |
| Multi-business support with combined dashboard | — | ✓ |
| Saved places with group system | — | ✓ |
| Geofencing (Tracelet infinite-geofences) | — | ✓ |
| CPA-ready exports (CSV / XLSX / PDF) | — | ✓ |
| IRS mileage PDF (Schedule C reference) | — | ✓ |
| Business branding (logo, colors, fonts) | — | ✓ |
| 17 additional paid push rules (24 total) | — | ✓ |
| Multi-coach push (all 4 personalities) | — | ✓ |